Come along for a ride to see a Day In My Life and see why Coop Knows NH! Kevin Cooper is your digital resource for buying and selling homes in NH with real time updates of all properties for sale so you have direct access of everything you need to know including all current market statistics and listings. … Continued
When it comes to buying a home, whether it is your first time or your fifth, it is always important to know all the facts. With the large number of mortgage programs available that allow buyers to purchase homes with down payments below 20%, you can never have too much information about Private Mortgage Insurance (PMI). What … Continued
Recently, Freddie Mac published an Insight Report titled Nowhere to go but up? How increasing mortgage rates could affect housing. The report focused on the impact the projected rise in mortgage rates might have on the housing market this year. Many believe that an increase in mortgage rates will cause a slowdown in purchases which would, in turn, lead to … Continued
So you made an offer, it was accepted, and now your next task is to have the home inspected prior to closing. More often than not, your agent may have made your offer contingent on a clean home inspection. This contingency allows you to renegotiate the price paid for the home, ask the sellers to cover … Continued
According to the latest Aspiring Home Buyers Profile by the National Association of Realtors (NAR), 82% of surveyed renters desire to own a home in the future, with 80% believing homeownership is a big part of achieving their American Dream. The profile went on to state that 50% of millennials believe that their rent will increase, with 20% believing … Continued
Whether you are buying or selling a home it can be quite the adventure, which is why you need an experienced real estate professional to guide you on the path to achieving your ultimate goal. But in this world of instant gratification and internet searches, many sellers think that they can âFor Sale by Ownerâ or âFSBO.â The 5 reasons … Continued
The interest rate you pay on your home mortgage has a direct impact on your monthly payment. The higher the rate the greater the payment will be. That is why it is important to know where rates are headed when deciding to start your home search. Below is a chart created using Freddie Macâs U.S. Economic … Continued
There are some people who have not purchased homes because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize, however, that unless you are living with your parents rent-free, you are paying a mortgage â either yours or your landlordâs. As Entrepreneur Magazine, a premier source for small business, explained in their article, â12 Practical Steps to … Continued
When it comes to talking about millennials, there are many stereotypes out there that have influenced the way the public feels about the generation. Whether itâs the assumption that millennials are irresponsible with money and would rather buy avocado toast than save for a down payment, or that millennials jump from job to job, the … Continued
Urban Institute recently released a report entitled, âBarriers to Accessing Homeownership,â which revealed that âeighty percent of consumers either are unaware of how much lenders require for a down payment or believe all lenders require a down payment above 5 percent.â Myth #1: âI Need a 20% Down Paymentâ Buyers often overestimate the down payment funds needed to qualify … Continued