Come along for a ride to see a Day In My Life and see why Coop Knows NH! Kevin Cooper is your digital resource for buying and selling homes in NH with real time updates of all properties for sale so you have direct access of everything you need to know including all current market statistics and listings. … Continued
When it comes to buying a home, whether it is your first time or your fifth, it is always important to know all the facts. With the large number of mortgage programs available that allow buyers to purchase homes with down payments below 20%, you can never have too much information about Private Mortgage Insurance (PMI). What … Continued
So you made an offer, it was accepted, and now your next task is to have the home inspected prior to closing. More often than not, your agent may have made your offer contingent on a clean home inspection. This contingency allows you to renegotiate the price paid for the home, ask the sellers to cover … Continued
Whether you are buying or selling a home it can be quite the adventure, which is why you need an experienced real estate professional to guide you on the path to achieving your ultimate goal. But in this world of instant gratification and internet searches, many sellers think that they can âFor Sale by Ownerâ or âFSBO.â The 5 reasons … Continued
There are some people who have not purchased homes because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize, however, that unless you are living with your parents rent-free, you are paying a mortgage â either yours or your landlordâs. As Entrepreneur Magazine, a premier source for small business, explained in their article, â12 Practical Steps to … Continued
When it comes to talking about millennials, there are many stereotypes out there that have influenced the way the public feels about the generation. Whether itâs the assumption that millennials are irresponsible with money and would rather buy avocado toast than save for a down payment, or that millennials jump from job to job, the … Continued
Urban Institute recently released a report entitled, âBarriers to Accessing Homeownership,â which revealed that âeighty percent of consumers either are unaware of how much lenders require for a down payment or believe all lenders require a down payment above 5 percent.â Myth #1: âI Need a 20% Down Paymentâ Buyers often overestimate the down payment funds needed to qualify … Continued
According to the National Association of Realtorsâ latest Realtors Confidence Index, 61% of first-time homebuyers purchased their homes with down payments below 6% from October 2016 through November 2017. Many potential homebuyers believe that a 20% down payment is necessary to buy a home and have disqualified themselves without even trying. The median down payment for all buyers … Continued
There are many benefits to homeownership. One of the top benefits is protecting yourself from rising rents, by locking in your housing cost for the life of your mortgage. Donât Become Trapped A recent article by Apartment List addressed rising rents by stating: âRents are up 2.7% year-over-year at the national level. Year-over-year growth continues to fall between the 2.1% … Continued
We recently shared that over the course of the last 12 months, home prices have appreciated by 7.0%. Over the same amount of time, interest rates have remained historically low which has allowed many buyers to enter the market. As a seller, you will likely be most concerned about âshort-term priceâ â where home values are headed over the … Continued